Personal finance, no fluff.

See your runway. Turn downtime into adventure time.

Kinta builds a live cash-flow model from your expenses and receipts, so you can test decisions before they cost you. Built for uncertain months, not perfect ones - because who needs a 9-to-5 when you can turn downtime into adventure time, stress-free? 😌

How the app works

From setup to decisions in three clear steps

This is the exact workflow in the app, with the same settings and outputs you see in demo mode or after login.

1. Set your base

Start with current cash, then shape the forecast assumptions

Enter available money, optional monthly income, and choose your analytics currency. This creates a clean planning baseline before adding detailed expenses.

Example: update your opening balance or monthly income and immediately see how runway and monthly spendable amounts respond.

2. Add spending fast

Use manual entry for speed and OCR for detailed receipts

Manual mode is best for simple expenses like rent or subscriptions. Receipt scanner is best when one bill has mixed categories like food and household items.

After OCR, you can keep it as one expense or split line items, set repeat frequency, and define whether the charge is fixed or variable for projection logic.

3. Plan forward

Read your runway, monthly spendable space, and budget pressure

The projection combines recurring costs, recent one-time burn, and monthly income. You get a month-by-month view of how much non-recurring spending still fits.

Category budgets add practical warnings, so you see pressure early instead of finding out at the end of the month.

Ready to try it with your own numbers?

Open your workspace, add the first few entries, and the forecast becomes useful within minutes.